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Training Finance

Personal training account — accumulates automatically.

ParameterValue
Annual credit€500-800
Cap€5,000 (€8,000 for low-skilled workers)
Top-up (career change)Up to €5,000
CoverageAll certified programs
Websitemoncompteformation.gouv.fr
Approval time15 days

Covers: CAP, BP, electrical clearances, IRVE — all eligible.

Primary source for jobseekers / career changers.

ProgramWhat it providesCondition
ARE → AREFUp to 57% of previous salary (during training)Work history in France
AIFUp to €15,000 for trainingRegistered as jobseeker
RFPE€685/month allowanceNo ARE entitlement
ASS€560/month5 years of work history (any country)
AFPR/POETraining covered + salaryEmployer commitment letter

Premium option: full salary maintenance.

ParameterValue
Salary maintenance100% during training
Training coverageUp to €18,000
Condition2+ years of employment
Approval4-8 weeks

Works if you have employment history, then resign to retrain. The most generous option.

ProgramAmountEligibility
Chèque FormationUp to €3,000Regional residents
Green transition priorityAdditional bonusesEV / energy
European Social FundCo-financingThrough training centers

If you have no funds at all — see Safety Net.

ParameterValue
Salary€960-1,767/month
Training cost€0 (employer pays)
AgeUp to 30 (or no limit if jobseeker on a contrat pro)
SourceAmount
CPF€5,000
AIF€8,000
PACA€3,000
Total covered€16,000
Training cost-€15,000
Out-of-pocket€0
+ AREF allowance€1,400/month
SourceAmount
CPF€3,000
AIF€6,000
Total covered€9,000
Training cost-€12,000
Out-of-pocket€3,000
+ RFPE allowance€685/month
SourceAmount
CPF€2,000
AIF€3,000
Total covered€5,000
Training cost-€10,000
Out-of-pocket€5,000
+ RSA€607/month

France Travail and CPF require a justification. Draft:

  • Why electrician
  • Why IRVE/smart home
  • Market analysis (link to this site)
  • Professional integration / business creation plan
  • Request 2-3 proposals (AFPA, GRETA, private providers)
  • France Travail requires a precise quote for the AIF
  • CPF — via the app
  • AIF — via France Travail
  • PACA — via the regional portal
  • You can stack them: CPF + AIF + PACA

Step 4: Do not wait — start while applications are being processed

Section titled “Step 4: Do not wait — start while applications are being processed”
  • RSA/APL available immediately
  • Apprenticeship requires no upfront funding
  • Some centers accept enrollment with “funding in progress”